Legal analysis: the company uses the company's property to handle mortgage loans in the company's name, and the company bears the responsibility. The company has the qualification of an independent legal person and needs to bear unlimited liability for external independence. The mortgage loan handled by the company belongs to the company's debt, and in principle, the company should bear the responsibility independently. According to different types of companies, the responsibilities of company shareholders are also different. Among them, the shareholders of a limited liability company are liable to the company to the extent of their subscribed capital contribution. Shareholders of a joint stock limited company shall be liable to the company to the extent of the shares subscribed by them.

Legal basis: Article 3 of People's Republic of China (PRC) Company Law is an enterprise legal person with independent legal person property and legal person property rights. The company is liable for its debts with all its property. Shareholders of a limited liability company shall be liable to the company to the extent of their subscribed capital contribution; Shareholders of a joint stock limited company shall be liable to the company to the extent of the shares subscribed by them.