According to the online credit consumption loan amount of CITIC Bank, it is automatically calculated by the online loan system of the head office. Generally, it depends on the lender's current self-payment amount and credit status of the provident fund, which can reach up to 300,000 yuan. The interest of provident fund online loan is relatively economical, calculated on a daily basis and repaid with the loan. If it is calculated at 6,543,800 yuan per day, the interest will be less than 654.38+ 08 yuan. In addition, the online credit consumption loan of provident fund depositors also has the advantages of no paper materials, convenient application, quick approval, flexible repayment method, no mortgage guarantee and bank-wide operation.

Any natural person who has been deposited in the provident fund center for two years and the company has been admitted by CITIC Bank and meets the requirements for applying for personal loans from CITIC Bank can apply, with a maximum amount of 300,000 yuan and a maximum credit period of 1 year. This product has five advantages: zero data (no paper materials are needed), quick approval (approval and loan can be completed in 2 minutes), simple operation (all online banking operation, no mortgage or guarantee), low interest rate (interest is settled every day, and it can be repaid with the loan) and easy loan (you can get the loan by paying the provident fund normally). Compared with traditional personal consumption loans, provident fund has many problems, such as complicated procedures, many mortgage guarantee requirements, long approval time and so on.