1. Increase real estate credit support. According to the real estate market environment in this city, the down payment ratio is reasonably determined, and the lending period of personal mortgage loans is shortened to three months. For 1 housing families who have settled their housing loans, if they apply for loans to buy commercial housing again to improve their living conditions, financial institutions will implement the first home loan policy;

2, increase the amount of provident fund loans, housing provident fund deposit workers in the city to buy new commercial housing to apply for housing provident fund loans, the maximum loan amount is adjusted to 600 thousand yuan; According to the national policy, the housing accumulation fund for workers' families and high-level talents to have three children can reach a maximum of 800,000 yuan. This measure covers flexible employees who meet relevant policies;

3, housing subsidies to clean up cash over the years has been declared in accordance with the provisions of all kinds of housing subsidies. If you buy a new commercial house in the urban area, sign a contract online and pay the deed tax in full within 1 month, the finance will subsidize the purchaser according to 50% of the deed tax paid, and the subsidy will be distributed in two years.

Xiangtan talent housing subsidy policy;

1, subsidy object.

After May 4, 20 18, the newly introduced posts in Xiangtan City will give monetary subsidies to those who do not enjoy preferential housing policies, work for more than 6 months every year and sign labor contracts (or employment contracts) with Xiangtan enterprises for more than 3 years.

2. Subsidy standards.

Enterprises in Xiangtan and newly introduced senior talents of A, B, C and D in municipal scientific research institutes are given housing subsidies of 6.5438+0 million yuan, 700,000 yuan, 500,000 yuan and 6.5438+0.5 million yuan respectively, with a ratio of 4 to 3 to 3. For the senior title personnel who work in the newly introduced advantageous industries and strategic emerging industries related enterprises in Xiangtan City, they will buy new commercial housing in Xiangtan for the first time after joining the company. The newly introduced full-time talents A, B, C and D from Xiangtan enterprises and municipal scientific research institutes, who do not buy houses in Xiangtan and have already enjoyed rental subsidies, will be given monthly rental subsidies of 1 10,000 yuan, 5,000 yuan, 3,000 yuan and 1 10,000 yuan respectively when purchasing commercial housing, and the subsidies will not be granted for more than three years.

To sum up, the applicable conditions and funding standards of different housing subsidy policies will be different, and the specific situation needs to be understood according to the local actual situation.

Legal basis:

Article 2 10 of the Civil Code of People's Republic of China (PRC)

The registration of real estate shall be handled by the registration agency where the real estate is located.

The state implements a unified registration system for real estate. The scope, organization and method of unified registration shall be stipulated by laws and administrative regulations.

Article 2 1 1

When applying for registration, the parties concerned shall provide ownership certificate, property boundary, area and other necessary materials according to different registered items.