Legal. Xiangjiang New Area Rural Commercial Bank "Xiangjiang Express Loan" was officially launched. "Xiangjiang Express Loan" is a pure credit loan product created by Changsha financial expert database and financial big data service open platform (referred to as "one database and one platform") and Xiangjiang New District Rural Commercial Bank based on Changsha government affairs data, aiming at providing customers with more accurate credit funds through big data portraits.