(a) do not have the qualifications and conditions stipulated in Article 17 of Chapter IV of these General Rules;
(two) production, operation or investment in products and projects prohibited by the state;
(3) Violating the provisions of the State on foreign exchange control;
(four) the construction project has not obtained the approval documents, and shall be reported to the relevant departments for approval in accordance with the provisions of the state;
(five) the production, operation or investment projects have not obtained the permission of the environmental protection department;
(six) contracting, leasing, merger (merger), cooperation, division, paid transfer of property rights, shareholding system reform and other institutional changes. , the original loan is not paid off, the original loan debt is not implemented or the corresponding guarantee is provided;
(seven) there are other serious illegal business practices.
Second, what are the restrictions on loans?
1. Without the approval of the People's Bank of China, foreign currency loans may not be granted to natural persons.
2, self loans and specific loans, in addition to the provisions of the people's Bank of China interest, shall not charge any other fees; Entrusted loans, in addition to the provisions of the people's Bank of China to collect fees, shall not charge any other fees.
3. Unless otherwise stipulated by the state, no funds shall be advanced to the client.
4. Strictly control credit loans and actively promote secured loans.
Information required for individuals to apply for bank loans