1, credit history
You must have a good personal record. According to the feedback from many users, BOC E-Loan will check the credit information. If the credit is not good, it is difficult to get the loan.
Tips: It is basically impossible for black households and cyber criminals to apply successfully.
2. Designate customers
China Bank's e-loan is only open to invited customers, so how can it become an invited customer of China Bank? Including but not limited to customers with financial assets in banks, such as deposits, wealth management products, national debt, housing loan customers and private banking customers, please call the customer service phone of Bank of China for details.
The application procedure for BOC e-loan is relatively simple. If you want to apply successfully, you must meet two conditions, but other identity information, personal financial resources and work income are not explained, and the pass rate of different users will be different.
How to apply for BOC Easy Loan?
E-loan application process of China Bank: 1. Scan the QR code of official website to download the "online financial supermarket" app, click "BOC e-loan" and register and bind the BOC debit card; 2. Click Activate, fill in the contact information online and sign the agreement, and then submit the loan application; After approval, click Withdraw, select the purpose, amount and term of the loan as needed, and enter the mobile phone verification code and dynamic password. After the successful withdrawal, the funds will arrive immediately.