1. Negotiation with the borrower: Before completing the repayment, communicate with the borrower and negotiate the repayment to ensure that both parties reach an agreement.
2. Repayment confirmation letter: After repayment is completed, apply to the borrower for repayment confirmation letter. The letter should contain the borrower's name, ID number, loan amount, repayment date and details of the repaid principal.
3. Settlement certificate: According to the requirements of the borrower or relevant laws and regulations, provide the following documents to issue the settlement certificate:
-Repayment Confirmation Letter: Submit a repayment confirmation letter to the borrower and ask them to issue a formal settlement certificate.
-Bank statement: Provide the latest bank statement for the borrower to check the repayment information.
-Repayment receipt: if any, provide the receipt or other payment voucher obtained at the time of repayment.
Summary:
To issue a settlement certificate for overdue repayment of online loan principal, it is necessary to negotiate with the borrower and provide relevant repayment vouchers, such as repayment confirmation letter, bank statement, repayment receipt, etc. In addition, in the process of understanding personal comprehensive credit score, you can inquire through channels such as green dog quick check. Please note that the specific operation may be different according to the requirements of the borrower or relevant laws and regulations, so please handle it according to the actual situation.
Extended data:
-The settlement certificate issued after the overdue repayment of online loans is often to prove that the borrower has repaid all the loan principal on time and there is no outstanding debt. This is very important for the repair of personal credit records and future loan applications.
-Green Dog Quick Check is a comprehensive credit scoring service platform in China, which provides personal credit scoring inquiry service. By knowing your own credit score, you can better grasp your personal credit status and make corresponding repayment plans and financial decisions.