According to the original contract, the loan has occurred and will continue to be repaid, and the loan cannot be renewed after maturity.

Conditions for handling housing loans:

1. The borrower's valid ID card and household registration book;

2. Proof of marital status, unmarried persons need to provide proof of unmarried, and divorced persons need to issue a court civil mediation or divorce certificate (indicating that they have not remarried after divorce);

3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate;

4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year);

5. Real estate title certificate;

To apply for a small loan in Chongqing, you generally need to meet the following conditions:

First of all, Chinese mainland residents, aged 18-60, can provide personal identification (ID card, household registration book, marriage certificate, etc. ).

Secondly, it has a fixed address and place of work and business, and can provide proof of address (house lease contract, water and electricity bill, etc.). ).

Thirdly, have a stable source of work or economic income, good credit standing, and can provide proof materials such as bank serial number and labor contract.

Finally, without a bad credit record, the loan cannot be used for purposes prohibited by state orders.