as far as I know, the annual interest rate of pleasant loan is about 19%. Therefore, in this way, the loan interest of pleasant loan is still relatively high. If you can't ensure that you can repay the loan principal and interest on time, it is better not to borrow it. Because once it is overdue on pleasant loans, the platform will also charge a high penalty interest. Pleasant loan is a lending platform of CreditEase, and there are many credit and investment products of CreditEase. According to different types of loans, the required application conditions are also different.

The latest product of Xiao Mu installment advertisement is up to 5,

The loan interest of Pleasant Loan is still relatively high, basically between 8% and 1%. If you borrow 1, yuan and the loan period is two years, the interest will be between 16, and 2, yuan. In order to facilitate users to borrow money, Yirendai has launched a fast application mode, and users need to meet these conditions when applying for the fast application mode:

1. The applicant is a Chinese mainland citizen aged between 22 and 55;

2. The applicant has a Taobao account with real-name authentication;

3. The applicant has a mobile phone number with real-name authentication;

4. The applicant holds a valid credit card and receives the credit card bill through a fixed email address; Or hold a personal credit report issued by the central bank.