I. Services: Policy loans

During the validity period of the main insurance contract, with the consent of our company, you can apply for a policy loan from our company, and the maximum loan amount is 80% of the cash value of the policy at that time. If necessary, you can borrow money through this project.

2. Applicant: (When the applicant and the insured are not the same person and the insured is not authorized, the insured must be authorized)

Three. Acceptance time: within the validity period of the policy.

4. Application conditions: You can apply for a loan and the main insurance is not restricted by the surrender rules.

Verb (abbreviation of verb) Handling method: The customer goes to the customer service center of China Ping An Life Insurance Company of China Insurance Company for handling.

Documents required for intransitive verbs:

When the applicant and the insured are the same person:

1, personal life insurance policy loan application?

2. The identity document of the insured?

3. Current settlement account in the name of the insured?

When the applicant and the insured are not the same person:

1. Personal life insurance policy loan application (signature of the insured is required if the insured is not authorized)?

2. The identity document of the insured?

3. Current settlement account in the name of the insured?

4. Identity certificate of the insured?

Extended data:

If the insured has authorized it, there is no need to authorize it again; To transfer back to the original account, you only need to provide a copy of the insured's ID card.

Customers can handle it by mail (policy loans can be accepted if the applicant and the insured are the same person or the applicant is the guardian of the insured). The maximum loan amount of each policy is RMB 50,000. If it is a foreign currency policy, the maximum loan amount shall not exceed RMB 50,000 after conversion at the exchange rate of the day).

The applicant and the insured are the same person, or the guardian of the insured, or the insured has authorized; ?

The original account of the policy is true and valid (the loan money is transferred to the original account of the policy by default); ?

Ping An Insurance Policy Loan