1, valid identity information, permanent residence certificate issued by the neighborhood Committee, which proves its identity and permanent residence;
2. Proof of professional and personal income issued by the unit, proof of stable work for six consecutive months or more (or providing monthly salary bills in recent months) to prove its repayment ability;
3. Real estate certificate of real estate mortgage (required for mortgage loan);
4. Bank deposit statement, water and electricity tax bill and other certificates. To prove their credit quality;
5. The decoration project contract signed with the decoration enterprise, the purchase order of decoration materials and other materials that prove the purpose of the loan;
6. A copy of the business license and qualification certificate of the decoration enterprise, which proves whether the partner is within the prescribed scope;
7. Other conditions required by banks or financial institutions.
There are no unnecessary requirements and unknown application materials for applying for bank home improvement loans in Uvogin. Owners only need to prepare the following four parts of materials to apply for renovation loans:
1, identity information, hukou book, marriage certificate
2. Property certificate of renovated house (loan contract+repayment list shall be provided separately for mortgaged house)
3, proof of economic repayment ability (social security for more than one year in a row, bank flow in the past year)
4. renovation contract, decoration budget, tripartite agreement.
George W. Uvogin advocates the decoration of real people's houses. One-on-one account managers assist customers to collect the materials needed for loans completely, and obtain loans at one time through examination and approval, so that owners can decorate their dream nests as soon as possible.