Everyone wants to have a comprehensive understanding of all aspects of real estate. Public housing is something that everyone is seriously understanding at present. Everyone should know something about public housing. In fact, there are many problems in buying a house with a loan. Since everyone has a certain understanding of real estate. Can I apply for a public housing loan? Can public houses be bought and sold? Everyone wants to have a comprehensive understanding of all aspects of real estate. Public housing is something that everyone is seriously understanding at present. Everyone should know something about public housing. In fact, there are many problems in buying a house with a loan. Since everyone has a certain understanding of real estate, then everyone should have a more comprehensive understanding. The following specific analysis of public housing can be a loan. Can public houses be bought and sold?

Can public houses be loaned?

Under normal circumstances, public houses cannot be loaned. Because this kind of house has no property owner, as the owner, it only has the right to lease and has no right to enjoy, so it cannot be used for mortgage loans.

This kind of house is owned by the state, is the property left by the special system, and is only a personal private house. When dealing with public housing, we must first make clear its nature, such as what rights the seller enjoys in public housing.

Can public houses be bought and sold?

1, yes, but it must meet the requirements. The scope of prohibiting the sale of public houses: buying at a price lower than that stipulated in the housing reform policy and failing to make up the house price as stipulated; The housing area exceeds the control standards set by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government, or is decorated with public funds in violation of regulations, and the part exceeding the standards is not returned or supplemented as required;

2, household registration in the frozen area and has been included in the scope of the demolition notice; Some houses have property rights, and some * * * do not agree to sell; Mortgaged or transferred without the written consent of the mortgagee; New housing difficulties are formed after listing and selling;

3, without changing the nature of the use of housing; Laws, regulations and other provisions of the people's governments at or above the county level are not suitable for sale. Public houses are also called public houses and state-owned houses. Refers to the houses built and sold by the state and state-owned enterprises and institutions. Before the house is sold, the property right of the house (possession, use, right and disposal) belongs to the state. At present, public houses rented by residents are divided into two categories according to the housing reform policy: one is saleable public houses, and the other is unsold public houses. The above two types of houses are right-to-use houses.

Everyone knows whether public houses can be loaned or bought or sold. Buying a house has always been a concern of people, and everyone should know the common sense about public houses. Buying a cheap house is very important to people, so anyone should have a comprehensive understanding of real estate information. People should have a more comprehensive understanding of public rental housing.