Chongqing Commercial Transfer Provident Fund Loan Process 1. Employees who purchase houses can inquire about the direct loan method from the bank at the bank outlets set up or designated by the housing provident fund management department, and calculate the loan amount and time.

2. Receive the Loan Application Approval Form and the Applicant Questionnaire, fill them in carefully and accurately, and submit relevant materials and original materials with the application. Those who apply for a second house purchase can also apply for a house purchase. Those who can apply for a house purchase can apply for a house purchase.

3. The staff talks with the borrower and reviews the loan application.

4. After receiving the notice from the staff, the approved loan applicant shall sign the loan contract and other relevant documents within the specified time, and provide guarantee for the house purchase.

5. Pay off the original loan, cancel the mortgage, and then apply for mortgage registration.

6. After all the formalities are completed, the loan bank will transfer the loan money to the private account designated by the borrower in accordance with the loan contract and pay it directly to the original borrower.

Provisions of Chongqing Commercial Bank on Housing Provident Fund Loans Those who have applied for loans from commercial banks and meet the conditions for applying for housing provident fund loans can be transferred within the repayment period. When handling housing provident fund loans, the following requirements shall be met:

(1) The lender transferred to the provident fund shall be the same as the original lender.

It means that you can't turn commercial loans into provident funds and transfer loans to others to pay off debts.

(2) It has been repaid for one year or more according to the regulations, and there is a certificate issued by the loan bank that there is no overdue repayment. The specific time limit is not necessarily, depending on what regulations the commercial loan bank has.

(3) The housing accumulation fund can only be transferred to the housing accumulation fund after it is approved by the original commercial loan bank;

(4) Obtaining the state-owned land use right certificate, house ownership certificate and other house ownership certificates;

The above is about the loan process of Chongqing Commercial Bank's transfer to housing provident fund, the provisions of Chongqing Commercial Bank's transfer to housing provident fund and the answers to related questions. I hope my answer will satisfy you and provide some ideas for your question.