1, the first reason is that it has not been used for a long time:

Because Ant Borrowing is a micro-loan platform on Alipay, if you don't use it for a long time, Alipay will think that you are a user who doesn't need to borrow, so it will be closed for you to prevent waste of resources.

2. The second reason is loans overdue:

Loans overdue will affect personal integrity, and it will be implicated in many other aspects. If you are in loans overdue, you should repay as soon as possible to avoid being blacklisted.

3. The third reason is frequent change of mobile phone number or bank card:

Frequently changing the mobile phone number or bank card, Alipay will define the account as the risk of borrowing and paying off debts, and will also force you to close the ant loan.

4. The fourth reason is the problem of scoring and cashing out:

If users use Alipay's flower buds, use the borrowing function to brush the points of ant members, or illegally use the flower buds to make a profit by borrowing, then Alipay will also force the ant borrowing and other functions to be closed.