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Are the reminder text messages starting with 106 real?

Are the collection text messages starting with 1068 real?

In fact, the collection text messages starting with 1068 are very likely to be genuine. SMS numbers starting with 106X are basically applied for and issued by the Ministry of Industry and Information Technology of the People's Republic of China. They are managed in a unified manner and work directly with the three major operators. Many lending institutions like to purchase in bulk on commercial platforms and then send reminder text messages in batches.

SMS numbers starting with 1068 are generally suspected of cooperating with mobile operators. Whether it is a private small loan institution or a bank, in order to save trouble, such numbers will be used for mass reminders. However, there are also many criminals who will take advantage of this and send false reminder text messages.

If the borrower has doubts, he can directly call the customer service number of the loan text message to inquire about the authenticity. You can also judge the authenticity through the specific content in the reminder text message. In addition to 1068, text messages starting with 1069 and 1066 are also the collection numbers that most lending institutions prefer to use. Is the lawsuit notice issued by 1068 true?

First of all, everyone must be clear that enforcement requires legal procedures. The process is to sue after the loan is overdue, and then the plaintiff (loan institution) and defendant (lender) will be sued together. Appear in court, or do not appear in court, but the court finally makes a judgment and the plaintiff wins the case and applies to the enforcement court for enforcement, then the defendant will be enforced.

So just a text message with enforcement content sent from 1068 is difficult to prove that it has actually been enforced. However, if the lending institution does sue the lender, the lender will receive a subpoena mailed by the Fazhiliang Court. If there is no subpoena, it means that the lender has not been sued, and it is even more impossible to be enforced.

But here’s a reminder. Although the 1068 enforcement notice you may have received is fake, as long as you really owe money on this loan platform and have not paid it back overdue, you still shouldn’t hold on to it. It's a matter of luck, because the longer the overdue period is, and the amount of arrears will increase, the lending institution will really sue, and enforcement will not be far away. What platform is the 1068 text message sent on?

Based on consumer complaints, the Shanxi Consumers Association found that long numbers starting with 106 are the "hardest hit areas" for text message problems. Consumers often receive 1065, 1068, Various text messages sent with codes such as 1069, including fraudulent text messages from unknown sources.

With the popularity of small loan software on the market, more and more people have used small loan products. Someone applies for a loan, and someone's loan becomes overdue. After the loan is overdue, specialized collection personnel will collect money from the debtor.