(1) Loan within six months (including six months). 6. 10%

(2) Loans from six months to one year (including 1 year). 6.56? %

(3) Loans for one to three years (including three years)? ,6.65%

(4) The loan period is three to five years (including five years)? ,6.90?

(5) Loans for more than five years? 7.05? % ,

2. The loan for one year, according to the benchmark interest rate, 500,000 times 0.0656 equals 32,800 yuan.

Mortgage refers to:

(1) The borrower uses a certain amount of collateral as an item to guarantee the loan obtained from the bank.

(2) It is a form of bank lending, and collateral usually includes securities, China bonds, various stocks, real estate, and bills of lading, warehouse receipts or other documents that prove the ownership of goods. When the loan expires, the borrower must return it in full, otherwise the bank has the right to dispose of the collateral as compensation.