The borrower of "Personal Comprehensive Consumer Loan" of China Everbright Bank needs to meet the following conditions: (1) It has legal status and can provide valid identity documents, household registration books and proof of marital status. (two) a stable income, good credit, and the ability to repay the principal and interest of the loan on schedule; (3) Agree to open a sunshine card or savings passbook with settlement function in our bank, and agree to authorize our bank to directly deduct the loan principal and interest and related expenses that the borrower should bear from the agreed repayment account; (4) Being able to provide effective guarantee recognized by the bank; To apply for credit loans, refer to the provisions of relevant credit loan sub-products (including salary easy loans, white-collar loans, revolving easy loans and quick easy loans). (5) Other conditions required by the bank.