First, the provident fund deposit
The primary responsibility of yongcheng city Housing Provident Fund Management Center is to ensure the smooth deposit of provident fund. Residents are required to pay a certain amount of provident fund into their personal accounts in accordance with the prescribed proportion every month. These funds will be used for future housing purchase, decoration and other needs. Residents can go through the online platform or go to the window of the management center to go through the deposit procedures to ensure the timely and accurate deposit of the provident fund.
Second, the provident fund withdrawal
Under certain conditions, residents can apply to yongcheng city Housing Provident Fund Management Center for withdrawal of provident fund. These conditions usually include buying a house, paying the mortgage, paying the rent, etc. Residents need to prepare relevant supporting materials, such as purchase contracts and loan agreements, and submit applications in accordance with the prescribed procedures. The management center will review the application and approve the extraction if it meets the requirements.
Third, provident fund loans.
In addition to deposit and withdrawal business, yongcheng city Housing Provident Fund Management Center also provides provident fund loan services. Eligible residents can apply for low-interest housing provident fund loans to buy their own houses or improve their living conditions. The loan application needs to provide relevant certification materials and guarantee measures, and go through the approval process of the management center.
In addition, yongcheng city Housing Provident Fund Management Center also undertakes publicity, explanation and consultation on provident fund policies to help residents better understand and use the provident fund. At the same time, the management center also actively promotes the reform and innovation of the provident fund system to meet the needs of economic and social development.
To sum up:
Yongcheng city Housing Provident Fund Management Center plays an important role in the deposit, withdrawal and loan of provident fund. Residents should actively cooperate with the management center, pay the provident fund on time, and rationally use the provident fund to solve the housing problem. At the same time, the management center should constantly improve the service level, optimize business processes, and provide residents with more convenient and efficient provident fund services.
Legal basis:
Regulations on the administration of housing provident fund
Article 2 provides that:
These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC).
Regulations on the administration of housing provident fund
Article 4 provides that:
The management of housing provident fund shall follow the principles of decision-making of housing provident fund management committee, operation of housing provident fund management center, storage of special bank accounts and financial supervision.