Legal analysis: if the bank loan contract is lost, it can be reissued. Under normal circumstances, the loan will be reissued at the handling bank with my valid ID card. To apply for provident fund loans, you can bring a valid ID card to the provident fund center to check the files, but many units are unwilling to check because of trouble. If you have, you can also go to the real estate mortgage department to check the files, but you need to pay a certain handling fee.

Legal basis: Article 460th of the Civil Code of People's Republic of China (PRC), which can be in written form, contract, letter, telegram or physical expression. Electronic data interchange, e-mail, etc. Content can be expressed tangibly, and digital form can be retrieved for reference at any time.

2. Can the bank mortgage contract be reissued if it is lost?

Generally speaking, if the loan contract is lost, you can bring your valid ID card to the handling bank and ask the bank to give you an original contract again. To apply for provident fund loans, you can bring a valid ID card to the provident fund center to check the files, but many units are too troublesome to check. If you have, you can also go to the real estate mortgage department to check the files, but you need to pay a certain handling fee.

3. What if the purchase contract, loan contract and invoice are lost?

Remedial measures for losing the contract and all invoices when buying a house;

First, before the pre-sale registration of the house purchase contract, if the buyer loses the contract, he only needs to void the remaining contract and sign a new contract with the developer. The cost that the buyer needs to pay is the cost of a contract, around 200 yuan.

Second, before the pre-sale registration of the purchase contract is completed and the bank mortgage is not started, if the purchaser loses the contract, the measure taken is to publish a statement in the newspaper that the contract is invalid.

After the expiration of three months, the organ that took the newspaper to do the pre-sale registration applied for cancellation of the signed contract, and then re-signed the contract with the developer before doing the pre-sale registration. During this period, the buyer needs to pay the cost of publishing the statement, the contract fee and the stamp duty of the new contract.

3. After the pre-sale registration of the house purchase contract has been completed and the bank mortgage has been handled, if the house buyer loses the contract, except for the formalities handled in the second case.

Property buyers should sign a change agreement with the bank that handles the loan and put the new contract in the bank pledge, because the original purchase contract has been cancelled and replaced by a new contract.

In other words, the contract number in the loan contract signed by the buyer and the bank has changed, although the content in the house purchase contract has not changed.

However, according to the contract law, the loan contract has been changed and it is necessary to sign a change agreement with the bank. During this period, the fees that buyers need to pay are basically the same as in the second case.

Materials required for handling loss reporting and replacement certificates:

1. Application for registration of house ownership (non-transfer);

2. The floor plan of the house;

3. Apply for a supplementary report;

4. A copy of the applicant's identity document (original inspection);

5. The lost revelation (full report);

6. Certificate of loss reporting issued by the archives;

7. Power of attorney (if the applicant cannot handle it in person, a copy of the identity documents of the applicant and the trustee shall be provided, and the original shall be checked);

8. If the house has been mortgaged, the mortgagee's consent certificate shall be provided.

4. What if the bank loan contract is lost? Can I make it up?

Solution to the loss of bank loan contract: 1, you can take your ID card to the bank to reissue it; 2. You can use the provident fund loan and need to bring your ID card to the provident fund management center to reissue it; 3. If the loan contract is lost before the bank mortgage, the borrower needs to declare the contract invalid, and it can only be reissued after three months. According to Article 464 of the Civil Law of People's Republic of China (PRC), a contract is an agreement between civil subjects to establish, change and terminate a civil legal relationship. Agreements on status relations such as marriage, adoption and guardianship shall be governed by legal provisions on such status relations; If there are no provisions, the provisions of this part can be applied according to their nature. Article 465 A lawfully formed contract shall be protected by law. A legally established contract is legally binding only on the parties, except as otherwise provided by law. Warm reminder that the above answer is only for the current information combined with my understanding of the law. Please refer carefully! If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.