"Lightning Loan" is a credit loan product specially made by China Merchants Bank for high-quality customers. If you have financing needs such as business turnover, car purchase, decoration, shopping and travel. You don't need to provide any mortgage and guarantee, and you don't need to submit any written materials. Just log in to our mobile banking or online banking professional edition and click Apply. After approval, it will be immediately released to your debit card current account in our bank for your use at any time.

The maximum loan amount of lightning loan shall not exceed 300,000 yuan. We will verify the maximum application amount of lightning loan for you according to your business situation in our bank. If you have obtained the qualification of lightning loan, you can log in to the mobile banking APP or the online banking "lightning loan" module to check your maximum application amount.

The repayment method of lightning loan is related to the selected loan term and product;

If the repayment method for two years or more is equal principal and interest, the repayment method for one year or less is mainly monthly interest payment.

After selecting the loan term, the system will automatically give the repayment method (subject to the approval result).