In violation of regulations, the CBRC expressly prohibits loans to invest in the stock market. The Sixth Amendment to the Criminal Law of People's Republic of China (PRC) has clearly stipulated that if a bank or other financial institution obtains a loan, bill acceptance, letter of credit, letter of guarantee, etc. by fraudulent means, the bank will be able to investigate the criminal responsibility of the fraudster: if it causes heavy losses to the bank or other financial institution or has other serious circumstances, it will be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or shall only be fined; Whoever causes particularly heavy losses to banks or other financial institutions or has other particularly serious circumstances shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined.