Matching principal and interest repayment:

The monthly payment is 2353.58 yuan, the full principal and interest for 30 years = 847,287.46 yuan, and the total interest is 377,000 yuan! If it is paid off in one year, the interest will be around 1. 1.2 million yuan.

Equal principal repayment:

The repayment in the first month is 3028.89 yuan, and the repayment in the last month is 13 10.34 yuan, and the principal+interest = 78 106 1.67 yuan! The total interest is 3 1. 1 ten thousand yuan! If it is paid off in the first year, the interest will be about 1. 1.2 million yuan.

Beijing Tenghui Xinde Loan Consultant hopes to help you.