You can get a certain amount of loans by relying entirely on personal credit. The loan amount is between 300,000 and 300,000. Ping An Bank's new loan is applicable to individuals, individual industrial and commercial households and business owners with stable and sustained wage income. As long as it meets the basic application conditions of "new one loan", it should be between 25 and 55 (in some cases, it needs to be over 29 years old); Working continuously in the current unit for 6 months; The average monthly salary is not less than 3,000 yuan, and the average monthly salary is not less than 4,000 yuan for those working in Shenzhen, Guangzhou, Shanghai and Hangzhou. I believe that most people can meet such application conditions.