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How to apply for a business loan from the Women's Federation

First, increase the amount of small guaranteed loans for women. The maximum amount of new small-amount guaranteed loans issued by handling financial institutions to individual women has been increased from 50,000 yuan to 80,000 yuan. For qualified women operating in partnership and organizing employment, it is clear that the handling financial institution can increase the maximum loan amount per capita to 100,000 yuan.

The second is to expand the coverage of small guaranteed loans from urban unemployed people and people with employment difficulties to rural women. Rural women who meet the prescribed conditions can apply for small guaranteed loans from local women's federations or human resources and social security departments on a voluntary basis and in accordance with prescribed procedures.

Third, the Women’s Federation has been included in the small-amount guaranteed loan working system. Both urban and rural women can apply for small guaranteed loans from local women's federations on a voluntary basis. The Women's Federation is responsible for providing registration services for rural women's applications for small-amount guaranteed loans, investigating borrowers' applications, and issuing loan recommendations in accordance with the principle of prudence. After review by the human resources and social security departments, they are submitted to the guarantee agencies and financial institutions for review.

Fourth, the financial department will provide working financial support and reward and subsidy funds to the Women’s Federation. Financial departments at all levels should provide funding guarantees for local women's federation organizations to carry out small-amount guaranteed loans, and include women's federations with solid basic management work, diligent loan management, and high recovery rates of small-amount guaranteed recommended loans into the current reward mechanism. The reward funds are used to subsidize the working expenses of local women's federation organizations at all levels.