1. What are the flowers for you? Give You Flower is a mobile credit loan APP based on the mobile terminal. It mainly solves the loan needs of college students and young white-collar workers in their daily lives. It combines Internet big data to eliminate the cumbersome procedures and procedures of traditional loans. No offline signing is required, and no need for any With paper document proof and purely online operation, you can complete the loan with just your fingers.

2. How about giving you flowers? The loan amount given to you is relatively small, ranging from 500-10,000 yuan. The main loan range for Youhua is concentrated in 3,000-4,000 yuan, and the average repayment amount per user is within 800 yuan. The loan period for Youhua is also relatively flexible. Users can choose a loan period within the range of 1-12 months according to their personal needs. The average loan period of the platform is about 7 months. Relying on big data analysis and risk control decision-making engine, "Give Youhua" The loan speed of "Youhua" is also better than similar platforms. The age of its users is mainly distributed between 18-30 years old, of which the post-90s generation accounts for about half. However, in terms of occupation distribution, students account for only 8.4%, and office workers account for as high as 91.6%. For the needs of office workers to consume in advance, such products are in line with the trend, but loans still need to measure their own repayment needs, and do not tear down one wall to pay for the other.