If the loan term is less than one year (inclusive), you can choose to repay the principal and interest monthly/quarterly/with average capital; Or pay interest on a monthly/quarterly basis and repay the principal when due; Or repay the principal and interest in one lump sum at maturity.

If the loan term is more than one year, the repayment method of equal monthly principal and interest/average capital shall be adopted; For loans with the purpose of studying abroad deposits, flexible repayment methods such as monthly repayment of interest, annual repayment of principal or monthly repayment of interest and one-time repayment of principal can be adopted according to the customer's situation.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.