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Can the land contractual management right certificate be used as a mortgage loan?
Regarding the question of "can rural land contractual management right certificate be loaned?", judging from the current policy, it depends on where you are and whether this policy is implemented locally. Therefore, the rural land contractual management right certificate loan is still in the pilot stage.

Up to now, many provinces, cities and counties in China have carried out pilot projects of rural land contractual management right certificate loans, such as yutian county and Pingxiang counties in Hebei Province, Hanshou and Shuangfeng counties in Hunan Province, Jiaoling County and Deqing County in Guangdong Province.

From the situation of the pilot areas, to carry out rural land contractual management right certificate loans, generally should meet the following conditions:

1. If you are a household contract farmer &; For farmers who contract in other ways, you must:

(1) has full capacity for civil conduct and no bad credit record;

(2) The ownership of the mortgaged contracted land is uncontroversial;

(3) Having a legal certificate of land contractual management right;

(4) The contractor has been clearly informed of the mortgage of the contracted land.

2. If you are a legal distributor, you must:

(1) has the ability of agricultural production and operation, and has no bad credit record;

(2) There is no dispute over the ownership of the mortgaged land;

(3) Signed a legal and effective management right transfer contract and paid the land rent stipulated in the contract;

(4) The contractor agrees that the right to operate the contracted land can be mortgaged and legally transferred;

(5) The Contractor has clearly informed the Employer of the mortgage of the contracted land.

Each pilot area will be slightly modified or supplemented according to the local actual situation. For example, Hanshou County, Hunan Province also requires loan applicants to "concentrate the mortgage area as much as possible, plant no less than 50 mu of grain, no less than 30 mu of cash crops, and no less than 30 mu of aquaculture water." , "to obtain the right to operate rural land in accordance with the law, and the term of the right to operate is more than 3 years (excluding 3 years)" and other provisions.

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