By June 365438+February 3, 20221day, the annual interest rates of loans repaid by ICBC loans were: 4.35% for short-term loans within one year, 4.75% for medium-term loans within one year to five years, 4.9% for long-term loans over five years, 2.75% for provident fund loans under five years and 3.25% for loans over five years. With the consent of individual loan customers, "loan with repayment" can handle the loan or repayment business by itself through electronic channels such as online banking, mobile banking and telephone banking.