Legal analysis: At present, employees who have applied for housing loans in China Construction Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, China Bank, Bank of Communications, China CITIC Bank, Industrial Bank, Bank of Beijing, Qilu Bank, Minsheng Bank, China Merchants Bank, China Everbright Bank, Huaxia Bank, Postal Savings Bank, Rural Commercial Bank, Bohai Bank, Shanghai Pudong Development Bank, Ping An Bank and other 18 commercial banks have registered in Jinan Housing Provident Fund official website.

Legal basis: Regulations on the Management of Housing Provident Fund Article 2 These Regulations are applicable to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC). The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations (hereinafter referred to as units) and their employees.