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Owe loans to banks or financial institutions, but you can contact them. Is it illegal for the bank to go to my hometown to spread the information about my loan?
Count. But you need to collect evidence. Loan information is only counted if your personal information is publicly disclosed to a third party.

Personal information: ID number, mobile phone number, address, etc.

Loan information: contract number/credit card number of hidden numbers, loan amount, amount owed, overdue days, etc.

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