Yes, you can. The quota is generally above 80,000-200,000.

To apply for a personal loan, you need to meet the following conditions:

1. A China citizen who has a permanent residence, permanent residence or valid residence certificate at the place where the loan bank is located, is under 65 years of age (inclusive) and has full capacity for civil conduct;

2. Have a proper occupation and stable income, and have the ability to repay the loan principal and interest on schedule;

3. Have a good credit record and willingness to repay, and no bad credit record;

4. Being able to provide legal, effective and reliable guarantee recognized by the bank;

5. There is a clear loan purpose, and the loan purpose is in compliance with relevant regulations;

6. Other conditions stipulated by the bank. Generally speaking, for personal comprehensive consumer loans, personal credit loans and other loan types, the conditions for applying for loans are largely based on personal credit accumulation in banks. At this time, when applying for a loan, try to submit some materials that can increase your credit, such as academic qualifications and income certificates. The higher the credit accumulation, the larger the loan amount.

Second, how much can civil servants borrow?

The loan amount of civil servants is related to personal credit status, personal qualifications, loan types and loan channels. Usually, users can borrow about 5- 10 times of their monthly income when they borrow money. The working income of civil servants is relatively stable. As long as you meet the loan conditions, you can generally get a loan of about ten times your monthly income. If users provide personal assets certificates in their own names, they can even reach about 20 times of their monthly income. Civil servant credit loan is an unsecured credit business provided by banks and institutions to eligible civil servants of the government and its affiliated institutions. No guarantee, no mortgage. Credit loan refers to the loan issued by the borrower's reputation, and the borrower does not need to provide guarantee. Its characteristic is that the debtor can get a loan only by his own reputation without providing collateral or third-party guarantee, and the borrower's credit degree is used as repayment guarantee. For a long time, this kind of credit loan has been the main loan method for banks in China. Because this kind of loan is risky, it is generally necessary to conduct a detailed investigation on the borrower's economic benefits, management level and development prospects in order to reduce the risk. It is mainly applicable to enterprises (institutions), legal persons, other economic organizations and individual industrial and commercial households that have been approved and registered by the administrative department for industry and commerce and meet the requirements of the General Principles of Loans and banking regulations. According to different repayment periods, it can be divided into short-term loans, medium-term loans and long-term loans; According to different repayment methods, it can be divided into demand loans, term loans and overdrafts; According to the purpose or object of the loan, it can be divided into industrial and commercial loans, agricultural loans, consumer loans and securities broker loans. According to the different loan guarantee conditions, it can be divided into bill discount loan, bill mortgage loan, commodity mortgage loan and credit loan. According to the loan scale, it can be divided into wholesale loans and retail loans; According to the different ways of interest rate agreement, it can be divided into fixed interest rate loans and floating interest rate loans, and so on. Application conditions: 1. Staff of state administrative organs at all levels except workers and other non-staff in major cities and towns throughout the country; 2. Not retired due to credit and the actual age is no more than 55 years old (male is no more than 60 years old); 3. Have the ability to repay the loan principal and interest on schedule; 4. Having a fixed residence, permanent residence or valid residence certificate at the place where the lender is located; 5. Personal credit status is good; 6. Other conditions stipulated by the cooperative organization. As the work and salary of civil servants are relatively stable, from the perspective of lending institutions, they are relatively high-quality customers. Therefore, it will be more favorable in terms of interest rates, and it will be easier to get loans in applying for credit loans. Application process 1. Submit personal loan demand and general information to banks or loan product agencies. 2. The bank conducts a preliminary examination of the loan application of the loan applicant and arranges a special person to contact the loan applicant. 3 to guide the loan applicant to provide the required materials. 4. Review again. 5. Reach a loan release.

3. How to apply for civil servants and how much can I borrow?

Civil servants' application for credit loans has its unique advantages. Because of its stable work and income, it is welcomed by the majority of lending institutions.

It is relatively easy for civil servants to apply for credit loans. The loan applied for is about 4-8 times that of the borrower's credit loan, and rarely reaches 10 times. Civil servants can not only get loans from civil servants or officials with good qualifications and high incomes, but even as high as 12-30 times.

Secondly, the number of credit loans that civil servants can apply for is also affected by other factors. If the civil servant's debt is already high, the credit line he can apply for will not be too high; If you have no advantage in credit loans.

In short, the amount of credit loans that civil servants can apply for is also related to their personal qualifications, but it is generally higher than the credit loans that ordinary wage earners can apply for. If you want to get a higher credit loan, it is recommended to handle it through a loan company or pick up the car.

Civil servant credit loan application conditions:

1, the staff of state administrative organs at all levels in major cities and towns in China except ground staff;

2. Not retired due to credit and the actual age is no more than 55 years old (male is no more than 60 years old);

3、

4. Having a fixed residence, permanent residence or effective residence at the place where the lender is located.

5. Personal credit status is good;

6. Joint parts.

Civil servant credit loan processing flow:

1, borrower's certificate and household registration book, occupation and income certificate and other relevant information required by the bank.

2 banks should review and investigate the loan application materials submitted;

3. After approval, the borrower and the borrower sign a loan contract;

4. Banks issue loans;

5. The borrower repays the loan on schedule according to the provisions of this contract;

6. Settle the loan.

Hope to help you, hope to adopt! ! !