1. It is ok to repay part of the mortgage in advance, provided that the loan issuance period is more than one year and the repayment amount is more than 10,000 yuan.

2. The sequence is: contact the mortgage account manager by phone, verbally apply for early repayment, explain the reasons for repayment to him, and make an appointment to go through the formalities for early repayment.

3. Deposit the prepayment money into the repayment account (bank card and passbook), and ensure that the password is accurate.

4. According to the agreed time, bring the borrower's ID card and loan contract to the personal loan center of the loan bank to go through the corresponding procedures. According to the contract, you must pay a fine of one month.

5. Go to the bank counter and authorize the bank to deduct the funds in its repayment account without going through the formalities (generally, the automatic deduction by computer is in accordance with the contract).

6. After the deduction is completed, you can ask the bank accounting department to provide a new monthly repayment schedule, so that you can learn more about the repayment plan after prepayment. There is no need to sign a new loan agreement (because there are instructions for prepayment in the loan contract).