Of course, in addition to the conditions mentioned above. And:
Property, whether it's yours or your parents'.
Running water proves that your capital is good and you have the conditions to pay off the loan.
There are also some things that can increase your added value, such as education, driver's license and so on.
The interest rate is already very cheap now. If you have a CMB credit card, it is said that it can be interest-free. This is uncertain.
Mazda 6 also has its own financial company to provide mortgage, but the interest rate is too high, which is not recommended.
The monthly payment is about 3000 yuan, and the down payment is 80000 yuan.