In order to help small and medium-sized sellers operate better, Taobao launched some small loan businesses, but many consumers said, why does the quota often change, sometimes there is no quota, only 0? Reminder: The maximum loan amount of Taobao is closely related to the order amount of the seller who applies for the loan. According to the order amount that meets certain conditions in the current "Seller Delivered" state, the maximum loan amount is comprehensively evaluated and calculated. Take chestnuts for example. The order loan amount is 50,000. For example, if you sell 10 thousand today, you can borrow 10 thousand. If you sell 10 thousand a day for five days, the amount you give will be used up in five days. If a buyer confirms 1000, the loan can be resumed 1000. This loan amount is actually equivalent to letting you collect money in advance to ease the financial pressure. If the store operates well, it will also increase the price. The loan amount of Taobao credit loan is directly and comprehensively judged by the system according to the store's credit rating, comprehensive operating conditions and strength, and the loan amount ranges from 1 yuan-1million yuan. Specifically, it is related to the store's transaction stability, favorable rate, score, refund, Taobao complaint, punishment, selling infringing or prohibited goods, and whether there are false transactions, which will affect whether Taobao sellers can apply for loans and loan application quotas.