1, no violation of laws and regulations, good health, honest and trustworthy conduct;

2, should have full capacity for civil conduct, the actual age of the loan due date shall not exceed 55 years old;

3. If the lender is an overseas student, he should have a permanent residence or other valid residence status at the lender's place before studying abroad;

4. If the lender is an immediate family member or spouse of an overseas student, he should have a permanent residence or other valid residence status within the jurisdiction of the lender, have a fixed residence, have all stable occupations and income sources, and have the ability to repay the principal and interest on schedule;

5. You should hold an admission notice or other valid admission certificate issued by the school where you plan to study abroad;

6. Property mortgage, pledge or third-party guarantee recognized by the lender shall be provided. Mortgaged property is currently limited to the pledge of real estate with mortgage right. At present, it is limited to government bonds, bank deposit certificates, corporate bonds and other securities. The guarantor shall be a legal person or natural person with compensatory ability and willing to bear joint and several liability for repayment;

7. Meet other conditions stipulated by the lender.

American study abroad loans require students to follow the following steps:

1: For China students studying in the United States, select the nationality of the applicant and the school the applicant will attend in the student loan tool option.

2. Please press "Compare Student Loans".

3. The international student loan tool will help the applicant find a suitable lending institution, carefully review the terms and conditions of each loan, and then choose the institution that is most suitable for the applicant.

4. When the applicant clearly knows which loan project to choose, press "Apply Now" to start the online application process.

As long as you follow these steps, applicants can easily apply for foreign student loans. Initial approval can be obtained within a few weeks at the earliest. But remember, international student loans need to be repaid by the applicant with interest. Before applying for a loan, please carefully consider whether there are other financial aid options or improve the scholarship program you hold.

Conditions for applying for a loan for studying in the United States:

Require the lender to provide the school's admission notice or admission notice, the proof materials of tuition and miscellaneous fees and living expenses required by the school during the study period, and the third-party borrower recognized by the lender with compensation ability and joint liability, and the borrower already has a certain proportion of the expenses required by the educated.

Amount and duration of study abroad loans in the United States:

The amount of loans for studying in the United States shall not exceed the sum of the equivalent RMB of registration fees, tuition fees, living expenses and other necessary expenses within one year specified in the admission notice or other valid admission certificates of studying abroad schools.