This depends on the current banking policy. It usually takes 30 working days if it is fast. Slow, a quarter, or even half a year.

Second, how long will the bank lend money after the online signing?

Legal analysis: online signing will take about 30 days to lend money. Under normal circumstances, all mortgage loan processes can be completed in about 30 days after online signing. In the field of real estate, online signing means that after the two parties sign a contract, they go to the relevant real estate department for the record and publish it online.

Legal basis: Article 490 of the Civil Code: If both parties adopt the same contract, the contract is established when both parties sign, seal or press their fingerprints. Before signing, stamping or fingerprinting, the contract is established for a period of time. A contract shall be concluded in written form as stipulated by laws, administrative regulations or agreed by the parties. If the parties do not do this in writing, but one party has fulfilled its main obligations and the other party accepts it, the contract is established.

3. How long has the online signing been completed? About 30 days.

Online signing will take about 30 days to lend money. Under normal circumstances, about 30 days after the online signing, all mortgage loan steps will be completed. In fact, online signing refers to the process of preliminary examination and inspection of related party transactions by the housing management department. After the online signing, it shows that there is no problem with the applicant's real estate situation and the situation of both parties to the transaction. The above is how long it takes to complete the online signing.

Will you check the credit information twice before lending?

Before lending money, banks may make a second inquiry about credit information. In addition to evaluation, many loans will also have an audit workflow, during which the lending institution may check the credit information again. During this period, the main purpose of the customer's loan application is to buy a house, so don't apply for a consumer loan, because no matter whether the application result is successful or not, the record will be displayed in the personal credit report. In addition, don't spend a lot of credit cards, because if customers spend a lot, they are likely to be determined by banks that their assets are seriously insufficient and will doubt their repayment ability.

Transfer to the bank before lending?

If a customer applies for a loan to buy a second-hand house or a used car, it is generally necessary to complete the transfer before lending. The process is roughly as follows:

1. Both parties to the transaction sign a sales agreement and pay the down payment;

2. Both parties to the transaction apply for loans in the bank;

3. The bank carries out the examination and approval, and the evaluation institution evaluates the use value of the house/car;

4. After the approval of the bank, the loan contract is signed in the bank, and both parties to the transaction go through the transfer formalities at the Real Estate Administration/Vehicle Management Office and handle the mortgage registration;

5. The bank will distribute the loan assets after receiving the ownership change certificate and mortgage property right certificate provided by the real estate administration/vehicle management office.

How long will it take for the bank to receive the loan?

The arrival time before bank loans will be different according to the types of bank loans handled by customers:

1. Bank mortgage: Generally, after the bank mortgage is approved, the loan will arrive within one or two working days.

2. Bank credit loans: The arrival time of bank credit loans can be divided into two situations, one is immediate arrival, that is, within a few minutes after lending; The other is ordinary arrival, which usually arrives within 24 hours.

Generally speaking, unsecured credit loans from banks will be faster, while housing loans will be relatively slower. If the customer's bank loan shows that it has not arrived within 2 working days after lending, it may be that there is something wrong with the bank card that accepts the loan, and the regulatory agency makes a temporary sampling inspection, and the problem found is temporarily called suspension of payment, or there is something wrong with the internal system of the lending bank. Customers should contact the bank staff as soon as possible to understand the details, and then deal with them according to the problems. This article mainly writes how long the online signing has been completed, and the content is for reference only.

4. How long will it take for China Bank to lend money after online signing?

About a week. Generally, after the contract with complete information is signed, the approval period is about 10 days, then the mortgage registration minutes are about 1 week, and the final loan is about one week.

After the mortgage is approved, the bank will call you and tell you when to go to the Housing Authority for mortgage registration. After the mortgage is completed, the bank will issue the loan to your receipt card within 2 working days.