The loan interest rate shall be implemented in accordance with the loan interest rate for the same period stipulated by the People's Bank of China. If the loan term is within 1 year, the contract interest rate shall prevail. If the statutory interest rate is adjusted, the interest rate will not be segmented; If the loan term exceeds 1 year, in case of legal interest rate adjustment, the new interest rate level will be implemented at the beginning of next year according to the corresponding interest rate grade.

1, short-term loan

Six months (inclusive) 5.40; Six months to one year (inclusive) 5.85

2. Medium and long-term loans

One to three years (inclusive) 6.03; Three to five years (inclusive) 6. 12

More than five years 6.39.