Legal analysis: the consequences of the sued loan: if the court decides that the debtor, the defendant, has repaid the loan and paid interest, then the defendant should pay the corresponding amount to the plaintiff within the performance period; Otherwise, once the plaintiff applies to the court for enforcement, the court will directly deduct money from the bank account of the person subjected to execution, auction, sell real estate, movable property and other executable property.

Legal basis: "Several Provisions on Publishing the Information of the List of Executed Persons with Bad Faith" Article 1 If the executed person fails to fulfill the obligations specified in the effective legal documents and has one of the following circumstances, the people's court shall include him in the list of executed persons with bad faith and impose credit punishment on him according to law:

(1) Having the ability to perform and refusing to perform the obligations specified in the effective legal documents;

(2) Obstructing or resisting execution by forging evidence, violence or threats;

(3) evading execution by means of false litigation, false arbitration or concealing or transferring property;

(4) Violating the property reporting system;

(5) Violating the consumption restriction order;

(6) refusing to perform the settlement agreement without justifiable reasons.