How to borrow a small decoration loan?
First, the borrower signs a decoration order with the decoration company, and refers to the renovation contract and decoration quotation provided by the other party. Then, as required, the borrower goes to the business outlet of the designated bank to apply, fill in the application form, submit relevant documents and go through relevant guarantee procedures. After investigation and approval by the account manager, it shall be reported to the competent department for approval, and a loan contract shall be signed after approval.
According to the contract, the account manager handles the loan procedures and transfers the money to the borrower's personal settlement account in the bank, so that the customer can use the loan funds. The repayment process is the same as other loans. The borrower can repay the loan at the business counter, or leave enough repayment amount in the deposit account or bank card and entrust the loan bank to withhold the repayment. After the loan is settled, the bank cancels the creditor-debtor relationship with the customer and goes through the relevant formalities.
Generally, the loan conditions of several tens of flats are not very strict. One is that there is not much money for loan demand, and the other is that the repayment pressure of the householder is not great, so the next payment speed is still relatively fast.