But you have to do some work to prove that these loans have nothing to do with you, and at the same time call the police and ask the bank to cancel the relevant records. Otherwise, if the other party fails to repay the loan, those bad records will be recorded in your name, which will become your obstacle when you need a loan.

Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.