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Personal mortgage loan application conditions
mortgage loan process

1. Apply for mortgage loan at bank outlets or lending institutions, and bring along ID card, household registration book, marital status certificate

, proof of work income, and relevant certificates of guarantor and other documents;

2. After applying for a loan, banks and lending institutions will immediately accept it, check the information submitted by the applicant and evaluate the value of the mortgaged property;

3. After the loan is approved and the loan amount is determined according to the assessed value, the bank or lending institution will sign a loan contract with the applicant and go through the relevant formalities such as property mortgage registration. After the formalities are completed, the bank or lending institution will issue the loan and transfer it to the account specified in the contract. After that, you only need to repay the principal and interest regularly according to the repayment plan agreed in the contract.

at present, the interest on the mortgage loan is 3.5-4.25% per annum, with equal principal and interest, with interest first and principal later. The maximum term of a single mortgage loan is 1-2 years.

Handling conditions: 1. Individuals or business owners can

2. The property is in Chongqing

3. It is at least 18 years old but not more than 7 years old.

.

The company has the following advantages:

1. Many banks handle bank loans, and the monthly interest is as low as 3%;

2. Our company is a large-scale loan consulting platform in Chongqing;

3. The bank is a high-quality cooperative unit with high quota and fast loan;

4. We have our own funds, and the professional affairs in the next paragraph

will be entrusted to professional people.