If you are interested in the product of children's new Fuxing, you can read this article by Senior Sister:
Ping 'an children's new lucky star, don't worry about buying it for children. Understand these points!
Then in the next time, seniors will briefly introduce children's Xin Fuxing critical illness insurance for everyone. Not much nonsense, directly above:
1. The payment period is rich.
Children's Xinfuxing critical illness insurance has set four payment years for the basic part and optional part respectively, in which the payment years for the basic part are 10 year, 15 year, 20 year and 30 year, and the payment period of 30 year is more favorable for the small partners with insufficient budget.
Because if it is paid in 30 years, the annual premium paid by the insured will be less, which will not bring too much pressure on everyone to pay. Moreover, if the insured is in danger during the guarantee period, it can trigger the premium exemption mechanism of the product, which can not only exempt all premiums in the later period, but also keep the policy valid.
Unfortunately, however, children's Xinfuxing critical illness insurance does not have the guarantee of premium exemption, but for small partners with insufficient budget, it is still very beneficial to choose 30 years of payment.
On how to choose the payment period, Senior Sister has specially prepared an article for everyone. Come and have a look:
How to choose the payment period so as not to lose money?
2. The guarantee content is not comprehensive.
Children's Xinfuxing critical illness insurance covers critical illness insurance, death insurance and children's specific critical illness insurance. You can also choose to add children's specific critical illness insurance and major illness insurance. However, the coverage of children's Xinfuxing insurance does not include mild illness insurance, which cannot bring more comprehensive protection to the insured.
But don't worry, there are still many excellent children's critical illness insurance products on the market, just like these:
Ten super cost-effective children's critical illness insurance, don't miss this treasure raiders!
Hope to adopt
Same number on the whole network: top student said insurance, welcome to search!