Yes, for people with criminal records, whether they can get a loan successfully depends on the specific situation. Although there is no law that a person with a criminal record can't apply for a loan or credit card in a bank, whether the bank agrees to the loan depends on the bank's right to operate and is decided by the bank itself. Therefore, the bank may evaluate whether to approve the loan application according to the personal credit status, repayment ability and loan purpose.

It should be noted that having a criminal record may adversely affect the credit score, thus making it more difficult to apply for a loan. Therefore, for people with criminal records, it is very important to establish a good credit record and actively improve their credit status.

Can a credit report with a criminal record pass?

Can't get through. Having a criminal record will have a long-term and serious negative impact on personal credit information. Criminal record information will appear in the public information part of personal credit report, which will be provided by the court to the central bank's credit information system. Unlike credit reporting, criminal record information is different from bad credit reporting. Adverse events will be eliminated in the credit reporting five years after the end, and bad information with criminal records will always be recorded in the credit reporting.