Does the subject want to ask "what do you mean, the litigation materials will be submitted to the court for acceptance, please pay attention to the complaint issued by the court?" This is a routine, a lawsuit, and the bank is targeting it.

1, this is the routine of the collection company, and remember that the bank is afraid to send such short messages, which are sent by the outsourcing collection company entrusted by the bank. The purpose is to crush the borrower psychologically and achieve the purpose of recovering the loan.

If the bank sues the borrower, the court will really file a case. The court must first issue a summons to the defendant. There are six ways to send a summons, but for this common bank lending dispute, you must inform it by phone or email address. It is illegal to entrust a third party to inform, or the plaintiff and the plaintiff's lawyer to inform, and it is illegal in legal proceedings.

3. For overdue loans, banks will give priority to large loans, loans with very long overdue time, secured loans and loans with guarantors. This kind of small personal credit unsecured loan is prosecuted relatively rarely, unless there are other special matters or bad circumstances.