Users need to pay attention to the insufficient balance of bank mortgage deduction. If the amount is made up, the system will make a second deduction. Because on the repayment date of the mortgage, the banking system will deduct money many times. If the first deduction fails, the second deduction will be made until the mortgage is fully deducted.

For example, the user has to pay 2000 yuan for the mortgage, and the card only has 1500 yuan. The user deducts 1500 yuan for the first time, and then supplements 500 yuan, and the system deducts it for the second time. In order to avoid overdue repayment, it is best to deposit enough money in the repayment bank card at one time.

Extended data:

Precautions for mortgage repayment:

Users should pay attention to the fact that the general mortgage term is more than 10 years. During this period, it is inevitable for the central bank to adjust interest rates, and the time for banks to adjust interest rates is different.

Users need to pay attention to the method of repaying principal and interest on schedule, depending on the specific situation. If the buyers choose to repay the principal and interest on schedule, they need to negotiate with the bank to formulate different repayment time units for the loan principal and interest repayment. There are two main ways to repay the principal and interest on schedule, and buyers can choose according to the user's situation.

Users need to pay attention to the consequences of re-signing the loan contract, such as spending more money. Some house slaves originally enjoyed lower mortgage interest rates, but chose to repay the loan in advance. As a result, they re-signed the loan contract, implemented the new mortgage interest rate, but paid more mortgage interest. Therefore, when the mortgage interest rate rises, it is best not to repay the loan in advance, otherwise the new mortgage interest rate may make users pay more mortgage interest.

Baidu Encyclopedia-China Everbright Bank

People's Daily Online-One-day delay in repayment of mortgage is included in personal credit record.