1. How long can a rural professional cooperative apply for a loan?

Generally speaking, you should show your counter-guarantee to the bank. You should provide the relevant information of the collateral you want to provide, personal identification and marriage certificate, but the enterprise should bring business license, organization code, tax registration certificate and financial statements. It is the house that needs to provide the second set of certificates. Wait, you can consult the credit union specifically to see if it is possible to get the indicators, and then talk about the counter-guarantee you want to provide.

second, can rural professional cooperatives apply for loans? What are the specific procedures?

rural professional cooperatives can apply for loans, and they must ensure that the following conditions have been met, otherwise they cannot apply.

approved and registered by the administrative department for industry and commerce, and obtained the business license of farmers' professional cooperative as a legal person.

have a sound organizational structure and financial management system, and submit relevant materials to the rural credit cooperatives on time.

Open a deposit account in a rural credit cooperative and voluntarily accept credit supervision and settlement supervision.

having a fixed place for production and business operation, and engaging in activities such as production, operation and service stipulated in the articles of association of farmers' professional cooperatives according to law, the proportion of self-owned funds shall not be less than 3% in principle.

the credit rating is above Grade A, and there are no non-performing loans and interest arrears.

hold a loan card issued by the People's Bank of China and passed the yearbook.

1. Farmers' specialized cooperatives

Farmers' specialized cooperatives are organizations that provide services such as sales, processing, transportation and storage of agricultural products, as well as technology and information related to agricultural production and operation, based on rural household contract management, to achieve the purpose of mutual assistance among members.

The farmers' professional cooperatives have mutual economic assistance since their establishment.

Farmers' professional cooperatives have a certain organizational structure, and members enjoy certain rights and responsibilities.

Second, the loan

The simple understanding of the loan is to borrow money with interest.

loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them.

loans refer to loans, discounts, overdrafts and other lending funds.

Banks put the concentrated money and monetary funds out by means of loans, which can meet the needs of society to expand reproduction and promote economic development.

Banks can also obtain loan interest income from this and increase their own accumulation.

Third, how long can rural professional cooperatives apply for loans?

When they open, they can ask for loans without waiting. As long as you have enough conditions, please start asking God.

Fourth, can agricultural cooperatives borrow money and how?

1. "Farmers' Specialized Cooperatives" refers to farmers' specialized cooperatives approved and registered by the administrative department for industry and commerce in accordance with the provisions of the Law of the People's Republic of China on Farmers' Specialized Cooperatives.

rural credit cooperatives can issue loans to farmers' professional cooperatives and their members within their jurisdiction.

2. A farmer's professional cooperative applying for a loan from a rural credit cooperative should meet the following conditions: it has been approved and registered by the administrative department for industry and commerce, and obtained the business license of the farmer's professional cooperative as a legal person; Having a fixed place for production, operation and service, and engaging in production, operation and service activities stipulated in the articles of association of farmers' professional cooperatives according to law, and the proportion of its own funds shall not be less than 3% in principle; Having a sound organizational structure and financial management system, and being able to submit relevant materials to rural credit cooperatives on time; Open deposit accounts in rural credit cooperatives and voluntarily accept credit supervision and settlement supervision; The credit rating is above A level.

have the ability to repay the principal and interest of the loan, and have no bad loans and interest arrears; Hold a loan card issued by the People's Bank of China and passed the yearbook; Other conditions stipulated by the credit cooperatives.

Extended information: A cooperative should meet the following conditions when applying for a loan from a credit cooperative:

(1) It has been registered by the administrative department for industry and commerce, obtained the Business License of Farmers' Specialized Cooperative, and is recognized as a standardized cooperative by the administrative department of agriculture;

(2) It has a fixed production and operation service place, and the proportion of its own funds is not less than 3% to carry out normal production and operation activities;

(3) Having a sound financial management system and being able to submit relevant materials to the credit union on time;

(4) engaging in the production, operation and service activities stipulated in the articles of association of the cooperative according to law, and the production and operation are profitable;

(5) The credit rating is above Grade A (inclusive), and it can provide the guarantee recognized by the credit union;

(6) To open a basic deposit account in a credit cooperative, the newly established cooperative must deposit its registered capital in the opened basic deposit account;

(7) It has a good credit standing, has the ability to pay off the loan principal and interest, and has no bad credit record.

The main managers are law-abiding, have a good reputation, have no bad habits, and have no behavior of evading the debts of the credit cooperatives;

(8) having professionals who are familiar with the techniques of breeding and planting, which are suitable for the cooperative operation, or being able to continuously and stably obtain the technical support of breeding and planting;

(9) The main management personnel have more than 2 years' working experience related to cooperative business;

(1) other conditions required by the credit union.