How much do young people who fall in love with consumer loans owe? I'm afraid only they know. With the change of the times and the change of young people's consumption concept, many young people like to spend and borrow money to spend. Then, this phenomenon is the most common among young people, especially some college students. Because they want to buy things, because they have no financial resources, they can easily pass consumer credit.

Take my brother for example. He is good at everything except his brain. On the way to online gambling, he didn't know how many somersaults he had, but his memory was not long. Recently, my mother also gave her 10000 dollars, and the result was no more than half a month. He went to hold his hand and I was curious about his money. Then he didn't tell me that he borrowed a platform, and then I downloaded it. I was only interested in calculating that it was a high interest rate, 65,438 US dollars+00,000. One day you will pay interest to 30 yuan, and the interest in May will be to 30 yuan. It doesn't matter to you, but it accumulates over time. If you don't go up, it will exceed the time limit. At that time, you would only roll for profit, so you couldn't afford it. At present, my brother still owes 10 thousand yuan, and my mother said she didn't help him with anything, saying that she would let him work during the summer vacation.

Young people nowadays like to say, buy early and enjoy early. For them, even if they can't afford what they like, they still borrow money to spend. Then the deficit is used to fill the enjoyment. From making ends meet to lending to supporting loans, many people are in trouble, especially college students. According to a survey, 55.6% of college students have used campus loans, and when they encounter repayment problems, 44.4% choose to "borrow the new and return the old". The average person will owe tens of thousands or even hundreds of thousands. Because consumer loans are commonplace, young people are now under too much pressure to support their families, so they are constrained by excessive consumption.

According to the survey, nearly 40% of college students don't know the monthly interest rate and annual interest rate, nor have they calculated the actual interest rate. In addition, many platforms only display the daily interest rate when promoting, giving students a very cost-effective illusion, which is tantamount to deceiving consumers. More and more students fall into this trap and will die if they don't pay the money. In short, you won't feel relaxed without spending your own money. Don't try to borrow money. You have to pay it back sooner or later.