0.85%* 12= 10.2%, which is the annual loan interest rate.
First, the common percentage calculation method:
Second, the percentage of application problem relationship:
1, and the calculation formula of interest: interest = principal × interest rate× time. ?
2. Percentage: Example: Germination rate = number of germinated seeds ÷ number of experimental seeds × 100%?
3. Interest rate = interest/principal × 100%?
4. Discount = current price ÷ original price?
5. Percentage = actual harvest ÷ planned harvest?
6. Tax rate = tax payable ÷ total income × 100%?
7. Profit = selling price-cost, profit rate = profit-cost×100% = (selling price-1)× 100%?
8. Discount = actual selling price ÷ original selling price × 100% (discount
Third, the problem of concentration:
1, solute weight+solvent weight = solution weight; ?
2. Solute weight ÷ solution weight × 100%= concentration; ?
3. Solution weight × concentration = solute weight; ?
4. Solute weight-concentration = solution weight.
Four, the meaning of savings deposits:
1, savings deposit refers to an activity in which an individual deposits all his RMB or foreign currency in a savings institution, and the savings institution issues a passbook or certificate of deposit as a voucher, and the individual draws the principal and interest with the passbook or certificate of deposit, and the savings institution pays the principal and interest of the deposit according to regulations. The types of savings include current savings and fixed savings.
2. Savings in a broad sense includes not only deposit savings in a narrow sense, but also the purchase of bonds, commercial insurance and cash on hand. We should understand savings in a broad sense and know that buying bonds and commercial insurance is also savings and investment. Deposit saving is a kind of credit behavior. What kind of credit behavior is it? It is a kind of credit behavior that citizens deposit legally owned and temporarily unused money into credit institutions such as banks or credit cooperatives, and when the deposit expires or customers pay at any time, the credit institutions guarantee to pay interest and return the principal.