Current location - Loan Platform Complete Network - Loan intermediary - With a monthly salary of 4 thousand and a deposit of 50 thousand, you can only buy Baojun 5 10? No, Toyota will do the same.
With a monthly salary of 4 thousand and a deposit of 50 thousand, you can only buy Baojun 5 10? No, Toyota will do the same.
Some consumers told me that after deducting five insurances and one gold, the monthly salary will be around 4,000. At present, the deposit is about 50 thousand. Can I only buy Baojun 5 10? The overall performance of Baojun 5 10 is still very good, with low price and good configuration. Of course, if you really don't like Baojun 5 10, consumers can also choose Toyota VIOS FS. Toyota VIOS FS is also an entry-level car with a monthly salary of 4,000 yuan and a deposit of 50,000 yuan. Now let's calculate the cost of his car.

Toyota VIOS FS guide price: 68,800-10.78 million.

Is this the 20 19 model of VIOS FS? 1.5L? Manual forward version? Take national VI as an example and calculate its cost. The guide price of this version is 75,800, and the discount is about 654.38+0.5 million (in different places). The price of naked cars here is even 60,000. The necessary expenses are stipulated: purchase tax is about 53 10, licensing fee is 500, vehicle and vessel use fee is 420, and compulsory insurance is 950. The stipulated fees add up to 7 180.

As far as commercial insurance is concerned, it is calculated according to three conventional types of insurance, namely, 500 thousand three-person insurance, car damage insurance and special insurance without deductible. The cost is around 3300 yuan. VIOS FS generally supports 50% down payment and 0 interest for 2 years, but it costs about 2000 yuan.

Therefore, the actual price of VIOS FS is still relatively cheap. According to the above calculation, VIOS FS will drive home to prepare: 50% of the money for bare car is 35,000 yuan+stipulated fee 7 180 yuan+commercial insurance 3,300 yuan+handling fee 2,000 yuan = 47,480 yuan, and monthly repayment for the next two years is 65,438 yuan+0,458.34 yuan.

Therefore, if you have 4,000 yuan and 50,000 deposits after deducting five insurances and one gold, you can start with Toyota VIOS FS. From the perspective of loan repayment, there will be no pressure at all, not to say that it must be Baojun 5 10, and Toyota VIOS FS can also be used.

After owning a car, you should consider the cost of gas. The comprehensive fuel economy of VIOS FS is really high. The official fuel consumption per 100 kilometers is 5.3L, and the actual fuel consumption of the owner is about 7L. A family car costs 65,438+00,000 kilometers a year, so the gasoline burned in a year is 700L, and the oil price in 6 yuan is 4,200 yuan per liter.

Generally speaking, VIOS FS has few minor problems. Under normal circumstances, it only needs to be maintained according to the normal maintenance of daily use, which is about 5000 kilometers. In a regular Toyota 4S shop, the maintenance of VIOS FS is about 400 once and 800 yuan twice a year.

Driving involves parking and other issues. Parking outside here is calculated by 150 yuan for one month, and parking at home is calculated by renting a parking space in 200 yuan for one month, which is 4,200 yuan a year.

As for the violation, according to the standard of 600 yuan for one year, it's not a high-speed toll here, it's probably 0.5 yuan per kilometer, so you can figure it out yourself.

In this way, the car cost after owning a car is 4,200 yuan for fuel +800 yuan maintenance fee+4,200 yuan for parking fee +600 yuan violation fee. Except for the first year (the car has been bought), the insurance should be calculated in the following years: vehicle use fee 420 yuan+compulsory insurance 950 yuan+commercial insurance 3300=4670 yuan, 9800+4670 = 65438.

On the whole, Toyota VIOS FS is prepared to pay a down payment of 47,480 yuan (50% down payment, 0 interest for 2 years) when buying a car, and will repay the loan every month in the next two years 1458.34 yuan; After owning a car, except the first year, the monthly fare is about 1205.84 yuan. Generally speaking, you can get 4000 yuan after deducting five insurances and one gold. Not only Baojun 5 10 can be selected, but VIOS FS can actually start.

This article comes from car home, the author of the car manufacturer, and does not represent car home's position.