Excuse me, do civil servants use car loan interest? Why don't civil servants use loan interest? The loan of civil servants will only be higher than that of ordinary people. Everything else is the same. If the interest rate is different, it will be lower. Shenyang Zhonghui hopes to help you and adopt it.
Ask about the interest-free loan for buying a car. /kloc-pay half a year ago and the other half later. Is the loan fully guaranteed for three years? Zero interest rate, zero down payment. It's all a lie. Will businessmen do it without making money? You must believe that wool comes from sheep. deliberate
Is there no interest on the car loan of civil servants? Generally speaking, the lender is a valid personal identity document. Including resident identity cards, household registration books, etc. If the borrower is married, please provide proof of spouse identity (note: under the same conditions, married people are more likely to get loans than unmarried people). The auto loan provisions are as follows:
Application materials to be provided:
1. Personal valid ID. Including resident identity cards, household registration books, etc. If the borrower is married, the identity certificate of the spouse shall be provided;
2. Certificate of intention to buy a car issued by the car dealer;
3. Household registration certificate or long-term residence certificate;
4. Personal income certificate, family income or property certificate when necessary;
5. If the purchased vehicle is secured by other means other than mortgage, relevant materials for the guarantee shall be provided;
6. Proof of down payment for car purchase;
7. If the vehicle purchased by the loan is a commercial vehicle, it is also necessary to provide proof that the purchased vehicle can be legally used for operation.
4s shop loan 10w can mortgage a car for three years. Generally, a car with a price of less than 100000 yuan a month is about 1200 yuan (including fuel costs, actually it depends on your utilization rate. ... monthly payment and interest depends on how much you borrowed! But now some loans are interest-free The cost of the car is: 700~ 1000 per month under 0.8+0.6. 1.6 to 1.8 liter car, 1200~ 1600 per month. ...
Is the loan of 56,000 yuan and the three-year interest of 8,000 yuan high? Monthly payment 1777.778.
After calculation, the monthly interest rate is: .740%; The annual interest rate is: 8.88% is the interest rate of 8% 88.
I took out a car loan of 40,000 yuan and paid interest for two years before I got 6,800 yuan. Is there such a high interest rate? If you don't consider the factor of equal principal and interest, only consider the relationship between interest and principal, which is equivalent to your annual interest rate of 8.5%, which is normal in commercial loans.
Loan to buy a car, 53,000 yuan, down payment 1.6 million yuan, annual interest rate of 650 to 700 yuan, three years. How to calculate this interest is a calculation formula, which is very troublesome.
Monthly loan amount = [loan principal × monthly interest rate ×( 1+ monthly interest rate )× repayment months ]=[( 1+ monthly interest rate )× repayment months]
Monthly interest payable = loan principal × monthly interest rate ×[( 1+ monthly interest rate) repayment months -( 1+ monthly interest rate) (repayment month serial number-1)] ÷ [(1+monthly interest rate) repayment months -650.
Monthly repayment principal = loan principal × monthly interest rate ×( 1+ monthly interest rate) ÷ (repayment month serial number-1)÷[( 1+ monthly interest rate) repayment months-1]
Total interest = repayment months × monthly repayment amount-loan principal
Let me tell you a simple method. Baidu searches the mortgage calculator, then inputs the loan amount, fixed number of years, interest rate, and selects the equal principal and interest, which will be directly calculated for you.
Is the zero-interest car loan true? Personal consumption car loan refers to the loan granted by China Bank to individual borrowers to purchase cars for consumers' own use (excluding used cars). If you handle this kind of loan business in our bank, the interest rate shall be subject to the loan interest rate regulations published by the People's Bank of China, and based on the benchmark loan interest rate, our bank will frequently adjust the loan interest rate according to market conditions. Because there are some differences in different regions, please consult the local institutions for zero-interest business when applying for loans. If in doubt, please continue to consult the online customer service of Bank of China. Welcome to download China Bank Mobile Banking or pay attention to "China Bank Micro Banking" to handle business. China Bank Online Customer Service:: 95566.boc./ZIM/ Mobile Banking Download:: Bank of China. /EBanking/Service/CS 1/20 1009/t 20 10092 1 _ 165438。 Language environment = zh & ampv = 20180518020405613.